Subscription clarity without uploading your life

Find the bills hiding in plain sight.

Fiscal turns a bank or card export into a private review of recurring charges, price creep, annual renewals, and stale subscriptions.

Statement scan

Local only

Your quiet charges, ranked by impact.

The review starts with what is recurring, what changed, and what looks forgotten. Everyday purchases stay out of the way.

Monthly recurring

12 active charges

$184.42

Annual exposure

projected from repeats

$2,213.04

Needs review

price changes + stale bills

5

Recurring charges found

Review list

Sorted by monthly impact

Streamflix

Monthly

$18.99

active

Musicly Premium

Monthly

$11.49

+15%

Forgotten VPN

Monthly

$12.99

review

DomainPro

Annual

$7.42/mo

renewal

Price creep detected

Musicly increased from $9.99 to $11.49 across the last billing cycles.

What Fiscal catches

A review layer for the spending you stopped noticing.

Detect

Recurring bills

Monthly and annual charges are grouped by merchant, amount, and timing so subscriptions rise above daily spending.

Flag

Price creep

Repeated increases are called out as review items instead of getting buried in transaction history.

Review

Forgotten services

Long-running active bills are surfaced so you can decide whether they still deserve a place in the month.

How the scan works

From raw export to useful decisions in one calm flow.

Fiscal keeps the workflow small on purpose: no account setup, no category ceremony, no dashboard busywork before the first useful result.

01

Import the export

Use CSV or Excel from your bank or card provider. Fiscal reads the file locally.

02

Confirm the mapping

Date, description, amount, debit, and credit columns are suggested before you save.

03

Work from a review list

Recurring cost, increases, annual renewals, and lapsed groups are separated for quick decisions.

Coming soon

From subscription review to tax-ready finance.

Fiscal is starting with free statement analysis. Next, it grows into a connected workspace for Indian freelancers, consultants, creators, and salaried professionals with side income.

Free forever core

Connected records

Quarterly CA handoff

Planned

For freelancers

Connect Gmail, receipts, invoices, and bank activity so work expenses do not disappear inside personal spending.

Planned

For GST workflows

Group vendor payments, software bills, travel, subscriptions, and reimbursements into cleaner buckets for review before filing.

Planned

For your CA

Prepare quarterly exports with context, notes, and supporting documents so your accountant gets fewer loose threads.

Planned

For mixed income

Useful for salaried professionals with freelance income, consultants, creators, and small service businesses in India.

Built now, with room to grow

Start with subscriptions today. Add deeper statement sources as the product matures.

Gmail and receipt sync
Account connections
CA-ready quarterly packs

Fiscal keeps statement analysis local to your browser.

Private subscription analysis